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Disclaimer

The content on this website/blog is provided for general information and educational purposes only. It does not constitute financial advice, investment advice, legal advice, or any other form of professional advice.

Although I am a UK‑qualified financial adviser (DipPFS), I am not authorised or regulated by the Financial Conduct Authority (FCA). This means that the information on this site should not be relied upon as regulated financial advice, and I am not able to provide personalised recommendations regarding investments, pension planning, insurance, or any other financial products.

Any opinions expressed are my own and are provided without guarantee as to accuracy, completeness, or timeliness. Past performance is not a guide to future performance, and the value of investments can go down as well as up.

Before making any financial or investment decisions, you should seek advice from an independent financial adviser who is authorised and regulated by the FCA, and consider whether the products or strategies are suitable for your personal circumstances.

I accept no liability for any direct or indirect loss, damage, or inconvenience arising from the use of or reliance on the information provided on this blog.